Company, Sector & Macro Research Briefs
Get sourced company, sector, and macro research with reconciled figures, valuation context, scenarios, and thesis-changing risks.
Before & after
Same prompt, same agent — the only difference is the skill.
Fintech is a broad space with a lot happening. I can search for recent news and company information about fintech companies and see what's trending. Let me look at some recent funding announcements, public company performance, and industry reports to give you a sense of what's happening in the sector. I can also look at specific themes like payments, lending, wealth management, and see which ones are getting the most attention. Would you like me to focus on any particular segment, or would you prefer a broad overview of the whole sector?
FINTECH SECTOR RESEARCH BRIEF (Illustrative Sample) MACRO CONTEXT • Regulatory: EU Digital Finance Act delayed to 2026; US open banking timeline still TBD • Capital environment: VC fintech funding down 32% YoY (2026 vs 2025); acquisitions up (consolidation signal) • Interest rates: Fed holding at 5.5% (impact: mortgage demand soft, B2B lending tight) GROWTH DRIVERS (Next 18 months) • Embedded finance: B2B SaaS integrating payments; Stripe + Shopify dominating • BNPL alternatives: regulatory scrutiny → buy-now-pay-later shrinking; installment lending growing • Real estate tech: mortgage origination automation (compound risk: rates still high) • Crypto infrastructure: only after 2024 bottom; regulatory clarity lagging adoption EMERGING OPPORTUNITIES • Underserved: small business lending (banks exiting <10k loan segment; margin 18-22%) • Market: $500B+ annual demand; current players capture ~15% (85% TAM open) • Trends: AI-powered underwriting (fraud detection) reducing manual review 40% • Risk: regulatory tightening on small loans (CFPB monitoring) OPPORTUNITY RATING: B+ (growth + risk balanced) RISK FLAGS • Regulatory: 3 recent enforcement actions on fintechs (data handling, misleading disclosures) • Competition: big banks entering fintechs (JPMorgan launch Chase Financial) • Macro: recession probability 30% (impacts consumer lending demand) VALUATION ANALYSIS (Public comps) • Stripe Private valuation: $95B (2022); current private price signals: $75-85B (compression) • Affirm Stock: $3.45/share (52-week range $2.30-$8.50); P/S 2.1x (vs SaaS avg 6x) • Interpretation: small-cap fintechs trading at discount; larger ones repricing lower RECOMMENDATION: Monitor embedded finance (market leader Stripe) and small business lending. Scale matters—regulation favors larger fintechs with compliance budgets. Watch BNPL for consolidation (acquisition targets). NOTE: This is illustrative analysis, not investment advice; consult a licensed advisor for portfolio decisions.
About this skill
A stack of earnings headlines and economic releases still does not answer what changed, why it matters, or what would overturn the thesis. This workflow turns company, sector, and macro evidence into a research brief with reconciled figures, explicit assumptions, and a decision-relevant conclusion.
What it does
- Routes company, sector, and macro questions to the right sources and analytical structure.
- Reconciles earnings claims with filings, separating reported results, adjusted metrics, guidance, and external estimates.
- Checks economic releases for revisions, base effects, seasonal adjustment, and incompatible growth conventions.
- Connects sector demand, supply, pricing, and financial conditions to company earnings and valuation.
- Builds transparent scenarios and identifies the evidence that would strengthen or break the thesis.
- Attaches source dates, reporting periods, and citations to material claims while flagging unresolved gaps.
What you get
A concise research answer or a fuller analyst brief, sized to your request. Full briefs include the central implication, evidence, growth drivers, risks, valuation or market context, scenarios, and a practical monitoring list.
Best for
Investment analysts, portfolio researchers, and corporate strategy teams investigating a company, industry cycle, or macro development before making a decision.
SKILL.md preview
---
name: company-sector-macro-research-briefs
description: >-
Builds company, sector, and macroeconomic research by reconciling primary-source data, tracing earnings and economic transmission, and testing conclusions against scenarios and disconfirming evidence. Use when the user says "research this company's latest quarter", "write an investment research brief", "what is driving this sector?", "how do rates affect this industry?", "compare these companies", "these earnings numbers don't match", or "my research is just a pile of headlines".
---
# Company, Sector & Macro Research Briefs
… (sign up to view the full skill)More finance skills
View all Finance skills →Portfolio Rebalance Advisor
Drop in your current holdings and target allocation — get the exact buy/sell list, tax-loss opportunities, and drift alert.
Personal Finance Q&A
Ask any personal-finance question and get a plain-English answer tailored to your bracket, timeline, and risk appetite.
Earnings Report Analyzer
Paste a 10-K, 10-Q, or earnings call transcript — get the numbers that matter, the narrative changes, and what the CFO tried to bury.
Investment Committee Decision Memo
Turn deal materials into an investment memo with traced evidence, reconciled financials, downside cases, and decision gates.