Financial Research Analyst Skill
A research desk that builds company, sector, and macro analysis in one workflow.
by AgentVoltv1.0.0Published 1y ago1 install
Free to sign up · every skill included with AgentVolt Pro
Before & after
Same prompt, same agent — the only difference is the skill.
Prompt“Research the fintech sector to find emerging investment opportunities”
Beforegeneric AI agent
Fintech is a broad space with a lot happening. I can search for recent news and company information about fintech companies and see what's trending. Let me look at some recent funding announcements, public company performance, and industry reports to give you a sense of what's happening in the sector. I can also look at specific themes like payments, lending, wealth management, and see which ones are getting the most attention. Would you like me to focus on any particular segment, or would you prefer a broad overview of the whole sector?
Afterwith Financial Research Analyst Skill
FINTECH SECTOR RESEARCH BRIEF (Illustrative Sample) MACRO CONTEXT • Regulatory: EU Digital Finance Act delayed to 2026; US open banking timeline still TBD • Capital environment: VC fintech funding down 32% YoY (2026 vs 2025); acquisitions up (consolidation signal) • Interest rates: Fed holding at 5.5% (impact: mortgage demand soft, B2B lending tight) GROWTH DRIVERS (Next 18 months) • Embedded finance: B2B SaaS integrating payments; Stripe + Shopify dominating • BNPL alternatives: regulatory scrutiny → buy-now-pay-later shrinking; installment lending growing • Real estate tech: mortgage origination automation (compound risk: rates still high) • Crypto infrastructure: only after 2024 bottom; regulatory clarity lagging adoption EMERGING OPPORTUNITIES • Underserved: small business lending (banks exiting <10k loan segment; margin 18-22%) • Market: $500B+ annual demand; current players capture ~15% (85% TAM open) • Trends: AI-powered underwriting (fraud detection) reducing manual review 40% • Risk: regulatory tightening on small loans (CFPB monitoring) OPPORTUNITY RATING: B+ (growth + risk balanced) RISK FLAGS • Regulatory: 3 recent enforcement actions on fintechs (data handling, misleading disclosures) • Competition: big banks entering fintechs (JPMorgan launch Chase Financial) • Macro: recession probability 30% (impacts consumer lending demand) VALUATION ANALYSIS (Public comps) • Stripe Private valuation: $95B (2022); current private price signals: $75-85B (compression) • Affirm Stock: $3.45/share (52-week range $2.30-$8.50); P/S 2.1x (vs SaaS avg 6x) • Interpretation: small-cap fintechs trading at discount; larger ones repricing lower RECOMMENDATION: Monitor embedded finance (market leader Stripe) and small business lending. Scale matters—regulation favors larger fintechs with compliance budgets. Watch BNPL for consolidation (acquisition targets). NOTE: This is illustrative analysis, not investment advice; consult a licensed advisor for portfolio decisions.
About this skill
name: financial-research-analyst description: Use when A research desk that builds company, sector, and macro analysis in one workflow.
Financial Research Analyst Skill
Detects whether a request is company or macro research and routes accordingly, gathers earnings/filings/news/economic data, and organizes findings into institutional categories (growth drivers, risks, valuation), producing usable research rather than a summary.
What you get
- Available in the official big-data plugin.
Customize your output
- Point it at your own workbooks/datasets and adapt the output structure to your reporting standards.
Example output
A full research brief on the AI semiconductor sector with valuation and themes.
Best for
Analysts, investors, and corporate strategy.
SKILL.md preview
SKILL.md
---
name: financial-research-analyst
description: Use this skill when building company, sector, or macroeconomic research and analysis in one workflow.
version: 1.0.0
category: Finance / Research
author: AgentVolt
license: proprietary
tags:
- finance
- research
- flagship
---
# Financial Research Analyst Skill
Detects whether a request is company or macro research and routes accordingly, gathering earnings, filings, news, and economic data into institutional categories rather than a loose summary.
## When to use
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