Financial Health

Assess financial health — runway, burn, liquidity ratios, early warning signs — with a consistent method.

AI Agents / Developmentai-agentsdevelopment
by AgentVoltv1.0.0Published 1y ago1 install
Free to sign up · every skill included with AgentVolt Pro

Before & after

Same prompt, same agent — the only difference is the skill.

PromptAssess the financial health of my bootstrapped SaaS business
Beforegeneric AI agent
It's good to look at your finances regularly. You'll want to track things like revenue, expenses, and profit margin. Cash flow is important — how much money do you have on hand? Are you growing month-over-month? What are your biggest expense categories? It's worth comparing your numbers to industry benchmarks, though every business is different. You might want to look at your customer acquisition cost and lifetime value to see if your business model works. Profitability is something to track, and understanding your burn rate helps you know how long you can sustain the business if revenue stays flat. You should also look at any debt or obligations you have. Overall financial health depends on a lot of factors, and it's hard to give specific advice without seeing your actual numbers. I'd recommend organizing your data and thinking through what matters most.
Afterwith Financial Health
FINANCIAL HEALTH AUDIT (Illustrative: not investment advice)

CASH POSITION
→ Monthly recurring revenue: $48K (up 12% MoM)
→ Cash on hand: 18 months of runway at current burn; healthy
→ 30-day collections: 4 days (fast)

PROFITABILITY
→ Gross margin: 78% (solid for SaaS; benchmark 70-80%)
→ Operating margin: -8% (growing into profitability)
→ Unit economics: CAC $1,200, LTV $14,400, payback 4.2 months

GROWTH HEALTH
→ Net revenue retention: 94% (churn is 2% MoM; acceptable)
→ Customer count: 164 accounts; 6% quarter-over-quarter account growth
→ MRR growth rate: 12% (decelerating; needs investigation)

RISK FLAGS
→ Top 3 customers = 31% of revenue (concentration risk)
→ Product team bandwidth (1 eng, 0.5 design for 40+ feature requests)

RECOMMENDATIONS
Priority 1: Hire second engineer to unblock product roadmap
Priority 2: Win 2 mid-market logos to diversify revenue concentration
Priority 3: Tighten sales cycle (currently 45 days; industry avg 30)

⚠ This is sample analysis, not financial advice. Consult a CPA or financial advisor for your situation.

About this skill


name: financial-health description: Use when Structured Claude skill that gives Claude a repeatable workflow for financial health.

Financial Health

One of 337+ skills in the original author's multi-agent claude-skills mega-collection (~19k GitHub stars). Packages the Financial Health workflow with its own instructions and validation so outputs stay consistent.

What you get

  • Public GitHub repo (alirezarezvani/claude-skills)
  • the financial-health skill folder with SKILL.md. Part of a 337-skill / 30-agent / 70-command install.

Customize your output

  • Fork the repo and adapt the skill's instructions and references to your workflow.

Example output

Activates automatically when your request matches Financial Health; chains with the other skills, agents, and commands in the collection.

Best for

Creators, builders, and teams using Claude Code.

SKILL.md preview

SKILL.md
---
name: financial-health
description: Use this skill when assessing a company or project’s financial health, including runway, burn rate, and core liquidity indicators.
version: 1.0.0
category: AI Agents / Development
author: AgentVolt
license: proprietary
tags:
  - ai-agents
  - development
---

# Financial Health

Applies a repeatable workflow for assessing financial health: runway, burn rate, liquidity ratios, and early warning signs, so the assessment is consistent every time it's run.

## When to use

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