Financial Analyst
Performs financial ratio analysis, DCF valuation, budget variance analysis, and rolling forecast construction for strategic decision-making.
Before & after
Same prompt, same agent — the only difference is the skill.
You can build a financial projection by forecasting revenue, expenses, and cash flow. Start with your current ARR and assume a growth rate based on your market and strategy. Then estimate your operating expenses for salaries, tools, and overhead. Project out 36 months and calculate burn rate and runway. You'll also want to think about when you might break even. A spreadsheet with these basic categories would give you a baseline projection to work with.
FINANCIAL PROJECTION: 3-Year SaaS Model (illustrative; not financial advice) INPUTS -> Current ARR: 240,000 -> Monthly churn: 2.5% -> Customer acquisition: 20 new customers/month (avg $1,200 ACV) -> Sales & marketing: 35% of revenue -> R&D: 25% of revenue -> Operations: 15% of revenue YEAR 1 PROJECTION QUARTER | ARR | NEW CUSTOMERS | CHURN IMPACT | ENDING BALANCE Q1 2026 | 264,000 | 60 | (6,600) | 362,000 Q2 2026 | 324,000 | 60 | (8,100) | 515,000 Q3 2026 | 384,000 | 60 | (9,600) | 728,000 Q4 2026 | 456,000 | 60 | (11,400) | 1,045,000 Year-end ARR: 456,000 | YoY growth: 90% CASH BURN MONTH | REVENUE | OPEX | PAYROLL | BURN | RUNWAY Jan 2026 | 20,000 | 8,000 | 18,000 | (6,000) | 8.7 mo Feb 2026 | 22,000 | 8,500 | 18,000 | (4,500) | 9.2 mo Mar 2026 | 24,000 | 8,500 | 18,000 | (2,500) | 10.1 mo ... Dec 2026 | 38,000 | 13,000 | 18,000 | 7,000 | break-even BREAK-EVEN ANALYSIS -> Projected: Month 11 (November 2026) -> Current cash position: 62,000 -> Runway: 8-10 months (adequate to break-even) -> Sensitivity: if churn increases to 3.5%, break-even extends to month 14 RISK FACTORS -> CAC payback period: 14 months (watch if increasing) -> Payroll as % of revenue: rising from 22% to 32% (monitor headcount growth) -> Market churn risk: 2.5% assumes stable product; tech downturns spike churn RECOMMENDATIONS 1. Reduce CAC payback below 12 months via retention work 2. Delay new hires until month 10 (closer to break-even) 3. Model 3.5% churn scenario as downside case NOTE: These projections are illustrative only and do not constitute financial advice.
About this skill
name: financial-analyst description: Use when Performs financial ratio analysis, DCF valuation, budget variance analysis, and rolling forecast construction for strategic decision-making.
Financial Analyst
Performs financial ratio analysis, DCF valuation, budget variance analysis, and rolling forecast construction for strategic decision-making. Use when analyzing financial statements, building valuation models, assessing budget variances, or constructing financial projections and forecasts. Also applicable when users mention financial modeling, cash flow analysis, company valuation, financial projections, or spreadsheet analysis.
What you get
- Public GitHub repo (alirezarezvani/claude-skills)
- the financial-analyst skill folder with SKILL.md. Part of a 337-skill / 30-agent / 70-command install.
Customize your output
- Fork the repo and adapt the skill's instructions and references to your workflow.
Example output
Activates automatically when your request matches Financial Analyst; chains with the other skills, agents, and commands in the collection.
Best for
Creators, builders, and teams using Claude Code.
SKILL.md preview
---
name: financial-analyst
description: Use this skill when analyzing financial statements, building valuation models, assessing budget variances, or constructing financial projections.
version: 1.0.0
category: Finance
author: AgentVolt
license: proprietary
tags:
- finance
---
# Financial Analyst
Performs financial ratio analysis, DCF valuation, budget variance analysis, and rolling forecast construction to support strategic financial decisions.
## When to use
- Analyzing financial statements to assess a company's financial position
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