Finance Request Triage and Analysis Routing
Choose the right finance workflow, resolve ambiguous metrics, and build a scoped handoff with the right inputs.
Before & after
Same prompt, same agent — the only difference is the skill.
To evaluate your startup's financial health, I'd need to look at several key metrics. For a SaaS business, things like Monthly Recurring Revenue, churn rate, Customer Acquisition Cost, and Lifetime Value are typically important. You might also want to look at growth rate, burn rate if you're pre-revenue, and your runway. The specific metrics that matter most really depend on your business model and stage. If you can share some numbers—like your current revenue, customer count, growth rate, and any costs you're tracking—I can help you understand whether things are on a healthy trajectory and what areas might need attention.
SAAS METRICS HEALTH CHECK KEY METRICS ANALYSIS Monthly Recurring Revenue (MRR): $18,500 (target: $25K by Q4) Growth rate: 12% month-over-month (healthy if consistent 10%+ YoY) Churn rate: 4% monthly (target: <2% for B2B SaaS; 4% = 1.2-year CAC payback) ACQUISITION EFFICIENCY Customer Acquisition Cost: $2,100 (median = $1,200-2,800 for B2B) Average Contract Value: $850 (CAC payback = 30 months; target: <12 months) Action needed: Reduce CAC or increase ACV CHURN IMPACT Net Retention Rate: 92% (revenue shrinkage from churn; target: >100% with expansion) Customer Lifetime Value: $10,200 (ACV × avg customer lifetime 12 months) LTV:CAC Ratio: 4.9x (healthy if >3:1; yours is above healthy threshold) CASH FLOW RUNWAY Monthly burn: $35,000 (salaries + infrastructure) Cash on hand: $180,000 Runway: 5.1 months (below danger zone; raise or reduce burn) RED FLAGS • Churn trending up? Investigate customer satisfaction • CAC rising but ACV flat? Reassess go-to-market spend • Net retention below 95%? Expand revenue per customer or fix product gaps NOTE: These are illustrative sample metrics for analysis purposes, not investment advice.
About this skill
"Analyze these financials" can mean cash runway, company valuation, budget performance, or subscription health. This skill turns that vague request into a concrete analysis plan, resolves ambiguous terms such as quick ratio, and identifies the information needed to start.
What it does
- Selects financial analysis or SaaS metrics analysis based on the decision the user needs to make.
- Distinguishes accounting quick ratio from SaaS growth quick ratio and flags other misleading metric shortcuts.
- Splits mixed requests into ordered workstreams with one primary question and a consolidated deliverable.
- Identifies minimum inputs, reporting periods, and metric definitions for each analysis.
- Produces a usable provisional route when information is missing, with explicit assumptions and targeted questions.
- Prepares a portable handoff without assuming another installed skill or an available integration.
What you get
A concise routing decision with its rationale, analysis scope, required inputs, and next step. For mixed requests, you also get the order of work and a handoff brief that preserves definitions, assumptions, and unresolved questions.
Best for
Founders, finance leads, and operators who receive broad financial questions or need to distinguish business financial performance from subscription metrics before starting an analysis.
SKILL.md preview
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name: finance-request-triage-and-analysis-routing
description: Routes finance requests into financial analysis or SaaS metrics analysis by identifying the decision, distinguishing metric definitions, and sequencing mixed workstreams. Produces a scoped next step and portable handoff with minimum inputs. Use when the user says "analyze these financials", "how healthy are my SaaS metrics", "which financial analysis do I need", "our revenue is growing but cash keeps falling", "is our quick ratio good", "help me scope a finance review", or "I keep getting different answers for churn".
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# Finance Request Triage and Analysis Routing
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