Runway Scenario Planner
Model cash runway in base, downside, and upside cases, then get a go / wait / no-go on a proposed hire or spend.
Before & after
Same prompt, same agent — the only difference is the skill.
Looking at finances is important for understanding your business health. You'd want to look at revenue, expenses, margins, and maybe some growth trends. Different metrics matter depending on what stage you're at. What specific numbers are you most concerned about?
FINANCIAL ANALYSIS DASHBOARD: QUICK HEALTH CHECK (vs. plan): Revenue: 485K / 500K target (97% of plan) — SLIGHT MISS Gross Margin: 62% / 65% target (97 bp under) Operating Expenses: 320K / 300K target (6.7% over) — WATCH Cash Runway: 18 months from today (vs. 24m goal) BREAKDOWN BY SEGMENT: Product Sales: 310K (+8% MoM, on trend) Services Revenue: 130K (-2% MoM, declining) Licensing: 45K (new, too early to trend) EXPENSE ANALYSIS: Payroll: 215K (staffing right-sized) Marketing: 65K (CPA rising to 340 per customer, up 15%) Cloud/Infra: 28K (scaling OK) Other: 12K CASH IMPACT: • Month-end cash position: 3.2M (up from 3.1M, good) • 90-day AR: 95K (15% of revenue, normal) • Accounts payable: 140K (manageable) TOP 3 RISKS: ⚠ Payroll is 67% of OpEx → one bad quarter + hiring = squeeze ⚠ Services declining signals product shift working, but transition timing matters ⚠ Marketing ROI degradation → test channel mix next quarter RECOMMENDATION: On track for year. Trim marketing spend 8% next month to hit margin target, reinvest in product sales tools.
About this skill
Know your real cash-out date under a bad quarter, not just the plan. Then test a hire, contract, or campaign against it and get a clear call with the trigger that would change it.
What it does
- Builds a monthly cash model (collections timing, fully loaded payroll, one-time items) for 18-24 months
- Runs base, downside, and upside scenarios with stated driver changes
- Computes cash-out month, buffer-breach month, and raise-by date
- Tests a proposed spend with realistic ramp time and payback, and judges it on the downside case
What you get
A runway and spend check: runway by scenario, the spend's impact in months, payback month, a GO/WAIT/NO-GO call with the trigger that changes it, a cheaper alternative, and the monthly table.
Best for
Founders, operators, and finance leads at startups deciding whether they can afford the next hire or commitment.
SKILL.md preview
---
name: runway-scenario-planner
description: Build a monthly cash runway model under base, downside, and upside scenarios, then test a proposed spend (hire, contract, campaign, tool) against it and return a go / wait / no-go with the trigger that would change the answer. Use when a founder or operator asks "how much runway do we have", "can we afford this hire", "what if revenue slips", "when do we need to raise", or wants a spend decision checked against cash, including casual asks like "quick gut check, can we afford a $10K/mo agency", "how long does our cash last", or "should we hire now or wait until after the raise".
---
# Runway Scenario Planner
… (sign up to view the full skill)More finance skills
View all Finance skills →Portfolio Rebalance Advisor
Drop in your current holdings and target allocation — get the exact buy/sell list, tax-loss opportunities, and drift alert.
Personal Finance Q&A
Ask any personal-finance question and get a plain-English answer tailored to your bracket, timeline, and risk appetite.
Earnings Report Analyzer
Paste a 10-K, 10-Q, or earnings call transcript — get the numbers that matter, the narrative changes, and what the CFO tried to bury.
Investment Committee Decision Memo
Turn deal materials into an investment memo with traced evidence, reconciled financials, downside cases, and decision gates.